Cincinnati homeowners insurance
Cincinnati homeowner insurance

Auto Insurance in Cincinnati

Protect the vehicles in your household.

Our cars are not just for getting us from home to work, to school, & to the grocery. Imagine life without your car. Auto insurance protects us from the risks we assume when we drive.

There are many types of Auto Insurance Coverage.

Our agents can explain & quote a comprehensive auto insurance protection policy for you & your family. We offer auto insurance coverage for Cincinnati, as well as for the rest of Ohio, Kentucky, Indiana, Tennessee and Michigan.

Our policies can include cost saving discounts, such as but not limited to the following:

  • Good Driver Discount
  • Multi-Policy Discount
  • Good Student & Student Away Discounts
  • Mature Driver Discount

*By law, you must carry Liability coverage. This pays when your vehicle causes losses to other people & their property. This coverage applies when the loss is accidental & you are determined to be at fault.

Other coverages which need to be considered are listed below:

Collision

This coverage pays for damage to your vehicle due to a collision with another car or object.

Comprehensive (Other than Collision)

This coverage pays for damage to your vehicle from causes other than a collision. Examples include vandalism, theft, hail damage, hit a deer, fire, flood, etc.

*You can use your Collision & Comprehensive deductibles to help lower your premium. Our agents can discuss the savings involved by choosing a deductible that is right for you. A higher deductible means that you are willing to pay a higher amount when a claim occurs. If you are claim free, you save!

Medical:

This coverage pays minor medical expenses, no matter who is at fault in an accident.

Uninsured/Underinsured Motorist:

This coverage pays for bodily injury expenses due to an accident caused by a driver with no insurance or inadequate liability limit coverage.

Uninsured Motorist Property Damage

This coverage pays when your insured vehicle is damaged due to a collision with an uninsured driver. This applies if you do not have collision coverage on the damaged vehicle. There are fixed amounts of coverage.

Rental Reimbursement

This coverage pays a specific daily, dollar amount for the cost of a rental car when your insured vehicle is being repaired following a covered loss.

Roadside Assistance (Towing)

This coverage basically pays a specific dollar amount for the costs incurred if your vehicle breaks down.

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Auto Insurance Cincinnati

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