Cincinnati homeowners insurance
Cincinnati homeowner insurance

Motorcycle Insurance

Motorcycle insurance coverage protects you from financial loss in the same way that your car Insurance protects you from financial loss. The motorcycle policy includes the following types of coverage: damage to your bike or property, theft and vandalism, bodily injury, personal liability, and accidents involving uninsured and underinsured drivers. Motorcycle policies may also provide coverage for custom parts and equipment. State insurance laws require you to purchase liability coverage. All of the other types of motorcycle coverages are optional.

Motorcycle Insurance policies provide the following coverages, with or without additional policy options including:

  • Liability
  • Comprehensive & Collision
  • Custom parts and equipment
  • Coverage of safety riding clothing such as helmets
  • Uninsured/Underinsured motorist
  • Medical payments
  • 24 hour roadside assistance

The following factors are considered when applying for
motorcycle insurance:

Your age, driving history and prior auto accidents, and being a first time rider are important and will affect your rates. You could be eligible for a discount if you have taken specific department of motor vehicle or motorcycle classes and have the proper certification.

Residing in an area with a history of high crime or accidents could adversely affect your rate. A bike that is garaged or has an alarm lowers the insurance company’s risk and will help your rate.

The newer, customized bike will be more expensive to insure than an older bike.

How much of the year your ride also impacts your rate. If you do not need coverage for the colder months & you maintain low mileage, your rate will be lower.

Our agents are qualified and prepared to help you understand the policy coverages included in your motorcycle policy. Please call (513-451-8050) to get a quote or come in to discuss your motorcycle policy needs.

No one wants to be involved in an accident. But the roads are crowded and accidents happen to the best of us. The accident experience is a lot easier with a good insurance plan in force.

Motorcycle Insurance Cincinnati

insurance for recreational vehicle

motorcycle insurance

Insurance for Recreational Vehicle Cincinnati

insurance for motorcycle